Cheap Students » credit cards Students Saving Money Fri, 27 Jun 2014 14:28:37 +0000 en-US hourly 1 Make the Most of Your Credit Card /make-the-most-of-your-credit-card/ /make-the-most-of-your-credit-card/#comments Sat, 02 Feb 2013 16:00:00 +0000 /making-the-most-of-your-credit-card/ I know a lot of people absolutely hate the idea of credit cards and yes most often they aren’t a good thing for people who are careless with their spending habits. For those that are responsible when it comes to … Continue reading →

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]]> I know a lot of people absolutely hate the idea of credit cards and yes most often they aren’t a good thing for people who are careless with their spending habits. For those that are responsible when it comes to credit card’s there are some great ways to take advantage of the perks that come with having one. Credit card perks are a great way to gather points for future trips or redemptions as well as get exclusive deals for being a card member. It’s important that you make the most of your credit card, aside from your credit limit that is.

Tip: Don’t make purchases just so you can get the rewards points. Charge things like your rogers bill that are necessary and you have the cash to pay them off. You can take advantage of the points for these types of purchases instead of paying for them with cash/interact/debit etc.

Master Card-Priceless Toronto
Unfortunately or fortunately for some the Mastercard priceless program is available in Toronto only. All Mastercard holders can take advantage of these deals including discounted premium Leafs tickets, Raptors tickets, savings at restaurants, stores and many more. Check out the site to take advantage of some of these deals.

BMO Airmiles Mastercards
Of course I have a bit of a bias towards Airmiles Mastercards but there are some great ways to accumulate additional points. Check out airmilesshops.ca , login with your airmiles card and double dip on points by using Airmiles shops promo’s and using your Mastercard to pay. I’m currently saving miles up for a flight to California or Europe.

Other Loyalty Programs (these are for zero annual fee cards)
TD Canada Trust-TD Rewards
RBC- Shoppers Optimum points or RBC rewards points
Scotiabank-Scene points
BMO-Airmiles
CIBC-Petropoints

Discounts
Certain credit cards, including the card that I currently have can give you discounts through the SPC discount program. Check out the website for your credit card to see if there are any discounts that you qualify for.

Travel/Car Rental Insurance
Most Visa/Mastercard cardholders have travel insurance built into their credit cards or can easily purchase are affordable insurance options for travel or car rentals. Travel agencies and car rental companies often try to gouge you when it comes to insurance options. Call your credit card company or check out their website to see what is offered in terms of insurance..or what you already have.

If you don’t have a credit card and want to check out some of the options check out my credit card blog posts

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