Summer To Do List – The Necessary but Boring Stuff

1. Check in on your student loan totals

Especially as a recent grad this is critical, you need to figure out exactly what you owe and when interest will start accumulating. For some reason the website that I used every year to apply for OSAP is not the same place I use to figure out my total loan due…thanks for the confusion. For all Canadian students, check out the National Student Loans Service Centre, make an account and figure out the total you owe and your loan status. You don’t want any surprises.

2.  Budget

Yup, I went there. I know from my previous summers that as soon as I start bringing in money from my summer job, spending limits go out the window. Make sure you figure out how much you need for the school year..and be realistic, and make sure you put that money away. Also take into account that you may want to travel after graduation, the more in advance you start saving the more money you’re likely to have.

3. Check-in on your bank account

For those that have recently graduated your student bank account may expire/change. When this happens you’re likely going to have fewer monthly debit transactions, and fees! Keep on top of this because you don’t want to lose money on fee’s you could have avoided.

4. Take a Summer Course

If you either want to get ahead or have fallen behind a summer course might be a really good option for you. This means studying, doing homework, midterms and exams, but in the end it’s all for the best.

I’m sure the list could go on, but I don’t want to overwhelm anyone here. Keeping track of things like student loans and your bank accounts will definitely help save you hundreds of dollars in interest or fee’s. It’s not fun but having that not so fun summer to do list is key to financial awesomeness.

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